Is Your Money Safe?

Safe

The days of stuffing your money under the mattress or saving jars of coins to keep your money safe are fading away. The days of using cash for transactions will be scrutinized except for a few gas stations that give a five-cent per gallon discount. Writing, sending, or receiving a personal check will soon be a distant memory . . . experienced only by those over 30. Because we no longer mail the birthday cards with the cash or check inside. That is replaced with gift cards, instant money transfers, and social media communication. 

Technology will continue to change how we view cash. Because of technology we no longer handle, count, nor touch the cash we make and spend.  It is done online electronically or with the swipe of a card. Whether paying a bill online or making an online purchase, you can pay by credit or debit card . . . but not with cash! Technology will continue to change the way you bank. If you receive pay by direct deposit, there is no need to even go to the bank or wait for the bank to open. As long as you have an online banking account, or a debit or credit card with more than a $20 balance . . . you have 24-hour access to your cash.

It is imperative to be proactive and take time to investigate and research banks, credit unions, organizations, and businesses before giving them your money. . . intentionally or unintentionally! Check for any hidden fees that may be added to your transactions. Ensure the credibility and legitimacy of any communication you receive from any company before releasing any of your personal information, to prevent identity theft. In this technological world, keeping your money safe takes on a whole new meaning!

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About W.H.A.T.!™ Women Helping Affirm Themselves!

The W.H.A.T.!™ Women Helping Affirm Themselves! Monthly Pocket Planner has no dates . . . only monthly positive affirmations and weekly goals. The planner is the perfect size to fit in a tote or purse to carry everywhere! Along with weekly grids, there is also space for "W.H.A.T.!™ Notes" . . . pages to journal your goals and a website to share your thoughts. The W.H.A.T.!™ Monthly Pocket Planner hopes to create a blueprint designed to build self-esteem through positive insight and practical information. The goal is to establish monthly discussions to help others with similar concerns discover solutions. W.H.A.T.!™ is for the benefit of all who have triumphed successfully over life's challenges. Copyright © 2012 W.H.A.T.!™. All Rights Reserved About the Authors: Ms. Elaine Aiken-Riley is a Director of Career Services at a community college. She has worked as a mentor, counselor, and adjunct. She received her Master's Degree in Counseling Psychology and is currently pursuing a Doctorate in Education. With over twenty years of counseling experience, she helps students to look beyond their limitations and to build on their strengths. Her belief is: "The better we prepare ourselves, and the persistence we maintain in reaching our goals, the better we can become." Mrs. Vanessa Logan, Co-Founder of W.H.A.T.!™ Women Helping Affirm Themselves! is a Human Resources Manager with over 15 years experience. As a human resources specialist in the U.S. Army, she was recognized as the first enlisted private to receive an Army Commendation Medal in her battalion because of her exceptional customer service. After her enlistment; she earned two Associate degrees, a Bachelor's degree, and a Master of Business Administration degree. Vanessa loves participating in community events and is committed to personal spiritual growth and service to others.

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