It’s that time of year again to . . . spend, spend, spend! Depending on the holiday, shoppers spend billions of dollars on holiday gifts, decorations, food, etc. Stores are offering to open earlier and close later so that you can get a “great deal” on their merchandise. Hundreds even thousands of people stand in lines at stores for days for items that are few in quantity. Only to hear on the news that shoppers were trampled, fighting, or killed over a $20 Elmo doll.
If you must go shopping . . . be smart! Don’t let the price tag define you! Money can’t buy self-esteem, self-worth, and love. Money can only remedy problems, never solve! If you can’t afford to go shopping . . . so what! Most families globally are struggling financially and can’t afford basic necessities. The value is in the time spent bonding, cooking, creating, laughing, and sharing stories.
To ensure you can afford to pay a few bills once the holiday season is gone, below are a few tips:
- Stay warm– most parts of the country and the globe are experiencing Arctic – like temperatures. If your wife can’t get a new diamond ring because you bought a new generator on sale . . . oh well, at least she will be warm with lights while the power is out.
- Stay brave– most stores will ask if you would like to open a credit card and save 10% on your purchase. Just by saying no, you save 18% or more on the interest rate and future payments.
- Stay committed– most parents give in to their children’s gift wishes regardless of the child’s behavior. Give a gift comparable to what the child deserves. A 17-year old who is failing in school and disrespectful at home requires discipline not a new convertible sports car.
WHAT do your actions predict about your future?
What you say and what you do should be in alignment! Can people depend on you? Can you depend on yourself? Completing goals require action. If no effort is given to the plan, then the plan leads to failure. The road to success should end in a place that is paved with your sweat and tears.
When you reflect on the positive results, remember that you have asked and trusted in God for assistance. You worked a goal and completed the goal utilizing available resources. You can check another goal off the list and move toward the next achievement with a clear focus of your strengths, credibility, and capabilities.