What Will It Cost YOU?

No-cost

No-Cost (Photo credit: Wikipedia)

Below are a few more things to think about when it comes to keeping your money in your pocket a little longer. The DON’Ts about what you should do with your own money, no matter how little. It is very important to consider “what will it cost you in the long run  . . . and is it worth it?

W.H.A.T.!™ DON’Ts to consider:

  • DON’T go to the emergency room, unless it is an emergency. Preventive maintenance on your body is more important than the 3,000 – 5,000 mile maintenance check you do for your vehicle, yet people seldom do it. For those with insurance, get your annual physical exam and take advantage of your 6 month dental cleaning.  These two visits will cost you less than a more serious visit and may find a health issue that could cost you in the long run. Is it worth it? Heck yeah!
  • DON’T put all your trust in just one health care provider.  You have to advocate for your own health. Filling and refilling prescriptions that you don’t need cost and doctor visits bills that are unnecessary pile up. Be open to alternative options, second opinions, and natural medicines. History moment– 100 years ago everyone was born at home. Remember the health care industry is still relative new compared to all of humanity. So DON’T laugh when an elder tells you to mix ginger root and talcum powder.
  • DON’T get scammed. You have to be vigilant everyday, people ready to con or scam you are everywhere! There are those out there ready to profit from other’s pain, fortune or misfortune. Fake contractors, fake donation organizations, fake investors, fake relatives, fake victims, etc. will surface from the natural disasters that have or will happen. Please DON’T fall for it!
  • DON’T take out a payday loan, don’t rent to own, and don’t pay high interest on credit cards or items that you DON’T need or can’t afford. You will never catch up, it is modern-day sharecropping, you will always be in debt.
  • DON’T give your money away to anyone who will not repay you. This is important advice to you if you are a giver. Always giving without looking for anything in return.  And that is exactly what you get back . . . NOTHING!  When you are in need . . . you only get excuses, so just keep your money in your pocket! 
  • DON’T be ungrateful for what you do have, how little it may be. Many can testify or tell you a story about when everything they owned or loved was taken away. So be thankful because in the blink of an eye it can all be gone. What can it cost you if you DON’T appreciate what you got . . . EVERYTHING!

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About W.H.A.T.!™ Women Helping Affirm Themselves!

The W.H.A.T.!™ Women Helping Affirm Themselves! Monthly Pocket Planner has no dates . . . only monthly positive affirmations and weekly goals. The planner is the perfect size to fit in a tote or purse to carry everywhere! Along with weekly grids, there is also space for "W.H.A.T.!™ Notes" . . . pages to journal your goals and a website to share your thoughts. The W.H.A.T.!™ Monthly Pocket Planner hopes to create a blueprint designed to build self-esteem through positive insight and practical information. The goal is to establish monthly discussions to help others with similar concerns discover solutions. W.H.A.T.!™ is for the benefit of all who have triumphed successfully over life's challenges. Copyright © 2012 W.H.A.T.!™. All Rights Reserved About the Authors: Ms. Elaine Aiken-Riley is a Director of Career Services at a community college. She has worked as a mentor, counselor, and adjunct. She received her Master's Degree in Counseling Psychology and is currently pursuing a Doctorate in Education. With over twenty years of counseling experience, she helps students to look beyond their limitations and to build on their strengths. Her belief is: "The better we prepare ourselves, and the persistence we maintain in reaching our goals, the better we can become." Mrs. Vanessa Logan, Co-Founder of W.H.A.T.!™ Women Helping Affirm Themselves! is a Human Resources Manager with over 15 years experience. As a human resources specialist in the U.S. Army, she was recognized as the first enlisted private to receive an Army Commendation Medal in her battalion because of her exceptional customer service. After her enlistment; she earned two Associate degrees, a Bachelor's degree, and a Master of Business Administration degree. Vanessa loves participating in community events and is committed to personal spiritual growth and service to others.

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