Are You Paying Retail? REALLY!

Forex Money for Exchange in Currency Bank

It is amazing to me how people find enjoyment in sharing the “retail price”‘ they paid for an object.  You see it everyday, someone bragging about an expensive car, yacht, or home they purchased.  Those with little to no money will brag about the shoes, sneakers, clothes, or a purse they just bought for the full retail price.

I find pleasure in how much money I saved for a purchase.  When I receive a compliment on anything . . . I could just say “Thank You”, but no, I have to share that I paid 90% less than the actual retail price.

My point is why pay retail if you don’t have to.  If you are a college student, apply for financial aid, scholarships, and grants.  REALLY!!! I helped create and award scholarships and it is unfortunate every year that the money just sits there.  Nationally, millions of dollars for higher education is waiting to be given away.

If you stay-at-home or are unemployed, recycling items around the house can be used to make something old . . . new again . . . it requires time not money. Or gather those things for a garage sale or donation.

You can save money by cooking at home.  Prepare your meals to take with you to work.  Learn new recipes, cook from scratch, cut out those fast food meals which will eventually cost you in dollars and pounds. Make your own coffee or tea, unless you own stocks and bonds in those companies.

Most stores have coupons available through newspaper or online . . . Use them! When you go to a store ask about any discounts, coupons, or price matching. Shop off-season, buy your winter clothes when it is hot and your summer clothes when it is cold. It might sound funny, but you can laugh your way to the bank and deposit the money you saved by not paying retail!

savings ahead

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The W.H.A.T.!™ Women Helping Affirm Themselves! Monthly Pocket Planner has no dates . . . only monthly positive affirmations and weekly goals. The planner is the perfect size to fit in a tote or purse to carry everywhere! Along with weekly grids, there is also space for "W.H.A.T.!™ Notes" . . . pages to journal your goals and a website to share your thoughts. The W.H.A.T.!™ Monthly Pocket Planner hopes to create a blueprint designed to build self-esteem through positive insight and practical information. The goal is to establish monthly discussions to help others with similar concerns discover solutions. W.H.A.T.!™ is for the benefit of all who have triumphed successfully over life's challenges. Copyright © 2012 W.H.A.T.!™. All Rights Reserved About the Authors: Ms. Elaine Aiken-Riley is a Director of Career Services at a community college. She has worked as a mentor, counselor, and adjunct. She received her Master's Degree in Counseling Psychology and is currently pursuing a Doctorate in Education. With over twenty years of counseling experience, she helps students to look beyond their limitations and to build on their strengths. Her belief is: "The better we prepare ourselves, and the persistence we maintain in reaching our goals, the better we can become." Mrs. Vanessa Logan, Co-Founder of W.H.A.T.!™ Women Helping Affirm Themselves! is a Human Resources Manager with over 15 years experience. As a human resources specialist in the U.S. Army, she was recognized as the first enlisted private to receive an Army Commendation Medal in her battalion because of her exceptional customer service. After her enlistment; she earned two Associate degrees, a Bachelor's degree, and a Master of Business Administration degree. Vanessa loves participating in community events and is committed to personal spiritual growth and service to others.

5 responses to “Are You Paying Retail? REALLY!”

  1. W.H.A.T.!™ Women Helping Affirm Themselves! says :

    Everyone trying to keep up with the Jones’. But what everyone fails to realize is that the Jones’ home is about to be foreclosed, the car repossessed, and the dog ran away because the Jones’ could no longer afford to feed him!

    Like

  2. joaynn510 says :

    I forgot to add I love the money picture. It certainly caught my attention. 🙂

    Like

  3. joaynn510 says :

    Great post. I love this! You hit the nail right on the head when you said, “It might sound funny, but you can laugh your way to the bank and deposit the money you saved by not paying retail!.”

    Too many people confuse status with what they think they should have when failing to realize some things are really what they wanted and not what they needed only to end up losing because they made the decision to pay too much to obtain it.

    Don’t get me wrong I love the fancy cars and beautiful houses but if I know that I cannot afford to own one, it will not be a part of my assets. I also have common sense to not put myself in debt just to fit in.

    Thank you for posting this. Great post!

    Still gotta get to that fabric store… 🙂

    Like

  4. Mecca says :

    That pretty much sums it up. Nothing feels better on your body than clothing on clearance . . . not sale, and money to put back in those new-ninety-percent-off pockets.

    Like

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